-
Life/Death: If you die this insurance will pay a lump sum.
-
TPD (Total and Permanent Disablity): Due to a sickness or accident you are permanently unable to return to work. Generally a lump sum payment.
-
Trauma: If a specific event happens, eg, heart attack, stroke, heart valve surgery, or diagnosed with cancer. A lump sum is paid.
-
Income protection: If due to a sickness or accident you are prevented from working, a replacement income stream is generated.
-
Business Expenses: If due to a sickness or accident and you can not work in your business, eligible business expenses can be met.
-
Child Cover: If something was to seriously happen to your child a lump sum can be paid in order to assist with increased expenses or replacing income lost due to caring for the child.
The products I have been authorised by Gold to provide personal advice on the following products and services are:
- Deposit and payment products
- Life risk and investment life insurance products
- Retirement savings accounts
- Managed investments
- Superannuation
I am also authorised to deal by way of applying for, acquiring, varing and disposing on the following products;
- Deposit and payment products
- Life risk and investment life insurance products
- Retirement savings accounts
- Managed investments
- Superannuation
Please refer to the FSG.