My aim is to provide you with a customised service that gives you the information you need to make an informed decision about protecting your family. Together we devise a cost effective strategy to make sure your needs are met.
Dealing directly with an advisor can actually save you money on your policy, as an advisor makes sure you are not paying premiums for policies you don’t need.
Over the past 30 years I have developed a process that I have found is the best way to make sure we, together, decide on the products that are best suited to you and the needs of your family. As I do this in an easy to understand format, it gives you back the control to make an informed decision.
Please note when I refer to a strategy – it can be 1 policy, a number of policies or actually no policy at all.
- INITIAL MEETING – I get to know you and what you want and need.
- ASSES CURRENT POLICIES: and how they relate to your needs and circumstances
- PREPARE REPORT – I then prepare a strategy based on all this information taking into account your circumstances, income, and the level of protection you require to continue your current lifestyle and to effectively protect your family.
- SECOND MEETING – we meet again where I share the proposed strategy and we discuss and work out together if this fits in with your budget and needs – and to make sure you have the protection you want and need.
- PUT STRATEGY IN PLACE – I liaise with the various companies to make sure you are covered and all the paperwork is done for you – saving you the time and hassle.
- REVIEW YOUR STRATEGY – periodically or when your circumstances change we review your strategy together to make sure you are getting value and are covered for your current needs
- DEAL WITH YOUR CLAIM – I deal with your claim when or if the need arises. I deal with all the paperwork and complexities of your claim which eases the burden for you at such an emotional time.